This is a list of the ten essential “benefits” that are required to be in all health insurance plans (whether you want to pay for them or not). No wonder the costs under Obamacare are skyrocketing; it’s all the providing for all those pregnant men.
10 Essential Benefits:
The Affordable Care Act requires health-insurance plans to meet certain minimum criteria, including a prohibition against denying coverage to those with pre-existing conditions. It also limits a subscriber’s out-of-pocket medical costs. For 2014 that amount is $6,350 for individuals and $12,700 for families (the amount includes deductibles and co-payments, but not premiums). In addition, all plans must include services for the so-called 10 essential benefits:
• Preventive and wellness services and chronic-disease management.
• Prescription drugs.
• Emergency services.
• Ambulatory patient services.
• Rehabilitative services and devices.
• Laboratory services.
• Mental-health and substance-use-disorder services, including behavioral-health treatment.
• Maternity and newborn care.
• Pediatric services, including dental and vision care.
HT: Seattle Times